Yellow Pad Blog

Keeping It (Your Retirement Savings) Together

In today's world where we often have many jobs throughout our careers or we might be part of the "gig economy", it's important to know the best ways to keep your retirement money together.

Changes to the Home Equity Loan Tax Deduction

This post is a little different than most of my writing, but it is timely for planning your 2018 taxes

Momma Said There'd Be Days Like This

The market has been pretty crazy this week.  But is it really a big deal?

New Year's Retirement Resolutions for Employers and Employees

A recent survey of retirement plan participants reveal some key ideas for retirement New Year's resolutions.  Why not learn from what others are saying?

New Year's Resolutions

Every year a lot of us make New Year's resolutions, but not many of us seem to see them through to the finish.  Here are some ideas to help you reach them.

Saving for College, Among Others

College for your children and grandchildren continues to be expensive.  So what can you do about it as part of your financial plan?

Are You Ready To Retire?

How do you really know you’re ready to retire?  You’ve been saving diligently in your 401k plan, you met with your pension plan representative, your mortgage is paid for, and financially it seems like all systems are go.  But how do you really know if everything will work out? 

Is It Really That Bad?

You have probably heard a lot of "experts" lately talking about the market being overpriced and that we may be nearing a crash.  But is that really the case?

Budgets for 35-50

Managing a household budget during this stage of your life is all about keeping control.  By now you should have a handle on the basics of budgeting (if you don’t, please go back and review the basics of budgets are presented in an earlier blog .

A Budget for Starting Out (Millenials)

I will grant you that I may not be as up-to-date on the latest technological gadget, but I do know a thing or two about budgets – including how much college debt you are dealing with these days (my youngest is heading into his senior year at a private college)!  Also, I know that even mentioning budgets will cause some of you to panic and click on something else, because honestly talking about your budget is both scary and about as exciting as watching paint dry.  Learning to control your budget though, is the first and most important step on the road to financial success.